XRP before the storm: quiet institutional accumulation and 800 days of patience > News

The biggest characteristic of the current XRP market is the paradoxical phenomenon of falling prices and an explosion in trading volume. Technical analysts point out the key support range between $1.13 and $1.15, and assess that the contraction of the Bollinger Band on the weekly chart and the settling of the Relative Strength Index (RSI) are very similar to the accumulation phase in 2022. This is a warning that a long range trend of about 800 days may continue until the end of 2027, and it also means that the 'accumulation time' for the powers that be to secure sufficient supplies is lengthening. In particular, the increase in open interest and negative funding costs in the futures market show that short selling forces are on the rise, which paradoxically has the potential explosive power to trigger a large-scale short squeeze. In fact, the continuous outflow of tens of millions of units of XRP from major exchanges such as Binance to external wallets is interpreted as strong evidence that institutions are receiving the selling volume of individuals.

Beyond technological trends, the pace of expansion of Ripple’s actual business is more aggressive than ever. Ripple recently unveiled an AI agent payment toolkit based on This suggests that beyond simple remittance functions, large financial institutions such as Mastercard and Bank of America have entered the practical stage of integrating XRP Ledger into cross-border payment operations. In particular, in the Asian market, led by Japan's SBI Remit, payment infrastructure is being innovated at a cost that is more than 60% lower than the existing SWIFT network, which is clear evidence that Ripple is establishing itself as a core infrastructure for institutional finance.

Ripple’s strategy of infiltrating the institutional sector is receiving more attention in that it directly breaks through the logic of checks and balances of traditional banking institutions such as JP Morgan. Ripple CEO Brad Garlinghouse criticized existing banks' profit models for putting up a shield against the innovation of cryptocurrency, and is changing the landscape of the payment market through the successful establishment of the RLUSD stablecoin. RLUSD has already established itself as a major stablecoin in just over a year since its launch, and is maximizing its scalability through connectivity with sidechains based on the Ethereum Virtual Machine (EVM). These efforts show that Ripple is not simply a project focused on raising the price of coins, but is growing into a huge infrastructure company seeking to replace the blood vessels of the global financial system.

The last variable to pay attention to is Ripple’s escrow supply structure and long-term changes in asset value. Ripple's 55 billion Of course, clearing escrow does not guarantee an immediate price surge, but the fact that institutions' cumulative net inflow into spot ETFs has exceeded $1.4 billion and they are consistently buying lows is a strong safety net supporting the value of XRP. Experts agree that although the current sideways market may be a painful period for individual investors, it is the optimal entry opportunity for institutional financial capital to dominate the asset tokenization (RWA) market.